Abia C'save is a savings and investment platform designed to help individuals and businesses grow their finances through structured savings plans, financial education, and support services.
We empower businesses and individuals by making financial inclusion a reality!
We are a licensed financial platform, partnered with trusted institutions, and all your financial details are securely managed by Flutterwave.
Looking for peace of mind about your financial future? Abia C'save offers affordable savings plans, unbeatable loan options, and member ownership benefits.
With Abia C'save, your savings don't just grow - they work for you.
Enjoy performance-backed returns, earn dividends, and even advertise your business within the platform - all while owning a stake in our investments.
Abia C'save Services Ltd is a registered, licensed, and reputable membership-based financial platform committed to empowering working-class individuals and businesses through affordable, accessible, and sustainable financial solutions.
Inspired by a culture of saving and resilience, Abia C'save was founded by Mr. Onyeakusi Chukwuemeka Godswill, whose vision was shaped by his mother's simple but profound saving habit.
Our mission is rooted in financial inclusion-helping struggling parents, employees, and small business owners thrive in today's challenging economy. We provide tailored savings plans, low-interest loans, and access to digital financial tools that promote stability and growth.
Abia C'save Service LTD operates under the Nigerian Cooperative Society Act of 2004, and is officially registered with the Corporate Affairs Commission (CAC).
Our leadership team comprises experienced professionals across finance, technology, marketing, and auditing-ensuring transparency, strategic growth, and member satisfaction at every step.
At Abia C'save, we don't just serve you; we walk the journey with you.
Join us today and be part of a trusted financial movement built on vision, value, and integrity.
The premium subscriptions is choice after the one time compulsory one done during registration.
Be a co-owner with just a click away!!
We provide fast, low-interest loans to help you meet urgent financial needs without stress.
You can grow your savings with exclusive returns that offer more value than traditional options.
Our platform gives you access to business support, financial tools, and real-time currency updates for smarter financial decisions.
As a member, you'll enjoy exclusive bonuses and special rewards not available to the general public.
With just a one-time lifetime membership fee, you get full access with no hidden charges-ever.
Access low-interest loans (as low as 1% monthly) without collateral, backed by secure partnerships and insurance coverage.
Choose from six tailored savings plans designed to fit your financial goals, with guaranteed interest and free recharge rewards
As a member, you're part-owner of Abia C'save-earning annual dividends and having a say in company decisions.
Enjoy digital tools like currency updates, budgeting calculators, and AI-powered financial resources-all from your mobile app.
Get started by downloading the Abia C'save App from the Google Play Store.
Sign up in minutes with your basic details. It's fast, secure, and stress-free.
Pick a flexible savings plan that works for you-or apply for a loan with no collateral and low interest.
Set up calendar reminders or automate your savings so you never miss a contribution.
Stay in control with real-time tracking of your savings, loan balance, and payment history-all from your phone
Earn interest, get rewarded for referrals, receive free airtime, and even advertise your business for free!
Take control of your finances anytime, anywhere -
download the app now and unlock seamless access to all our services!
1. Micro-contribution plan account
This is the kind of plan where it is compulsory or mandatory for a user to save a particular amount of money at a particular time but rather is saving at will this is for people that earn low and unstable income it is recommended for self employed and business startups.
Here, it is compulsory or mandatory for a user to save a particular amount of money at a particular time but rather is saving at will this is for people that earn low and unstable income it is recommended for self employed and business startups With this a user can save any amount bug or small but the money cannot be withdrawn until it has the appointed time but if user must withdraw the money he/she will pay 25% if the total money he/she saved.
2. Mission saving plan 1
This account is a long term saving plan of at least 5 years. This is saving with a specific purpose mainly for instance retirement savings, saving for education, for relocation, purchasing it building a house, etc.
User cannot withdraw unless the saver was diseased or when it due for withdrawal. It can be a joint account or one person's account depending on what the user wants. It is mandatory user pays a certain amount of money as contribution as user agreed when it's due.
3. Mission Saving Plan 2
This account is the kind user will be saving for a particular purpose it is mainly short term purpose. Let say a user saw or see something very important to him or her maybe in the market place, that user can quickly go for this account and in this user is and it's not mandatory for user to save a certain amount of money in a particular time, so no penalty involved in this one.
The only time a user can withdraw money is when he/she has gotten the targeted amount budgeted to purchase whatever thing he/she wanted to buy. In this account there's nothing like interest and when opening you fill what you want to purchase and the price and once it is up to that amount in the account the user will now have access to withdraw the money.
1. A user must have been financially active on the platform for at least 6 months before becoming eligible to access loans or any other member benefits.
2. In the event of loan default, we recover funds through:
(a). Insurance coverage: All loans are insured with Heir Insurance Company. If the default is due to unforeseen circumstances like death or job loss, the insurance covers the outstanding balance.
(b). GSI (Global Standing Instruction): We are authorized to debit any account linked to the debtor's BVN or the BVNs of their guarantors across Nigerian banks.
3. Members earn 3.2% interest on savings monthly, plus 3.2% of the savings of anyone they refer. You also earn dividends between 5% to 100% of your membership shares, depending on the annual net worth of the company.
4. Upon account closure, all your shares, savings, dividends, bonuses, and interest will be fully refunded to you.
5. Only individuals from or residing in Abia State are eligible to register.
1. 1% as savings charge per annum
2. 1% loan interest
3. Fine of 5% everytime you refuse to do what you should do like contributions, loan repayment and servicing (paying interest) and more than once in a stretch.
NB: There are No hidden charges apart from these.
"Abia C'save made saving rewarding. I love how I can track everything digitally."
"Their customer support is top-notch. I always get quick responses and solutions."
"I joined as a small business owner and now have better control over my finances."
"The flexibility and transparency of their services give me real peace of mind."
"From savings to loans, every process is clear, fast, and professional."
"Their system and calendar reminders help me stay financially organized."
"Abia C'save helped me stay consistent with my savings goals effortlessly."
"Their digital platform is smooth and user-friendly-makes saving enjoyable."
"I started small, but now I've built a strong emergency fund with their help."
"Trustworthy service, excellent support, and real financial impact on my life."
Abia C'save is a savings and investment platform designed to help individuals and businesses grow their finances through structured savings plans, financial education, and support services.
Working-class individuals, employees, and registered business owners can join and benefit from our range of financial services and savings products.
Yes, your money is secure. Our operations are overseen by experienced auditors and finance professionals, ensuring transparency, accountability, and compliance with financial standards.
We offer digital convenience through a user-friendly platform that allows you to monitor your savings, check balances, and receive updates in real time.
Yes, depending on your savings plan. Some plans allow flexible withdrawals, while others are fixed-term to help you build financial discipline and earn better returns.
Our services are supported by reputable institutions including MOUAU Microfinance Bank, Flutterwave, Abia State Ministry of Cooperatives, Corporate Affairs Commission (CAC), and Heirs Insurance Company, ensuring that members transactions are safe, compliant, and well structured.